Accident rates in Farming Industry remain at an all-time high and there many factors behind this such as working with heavy machinery, lone working and bursts of extended activity to catch up following periods of inclement weather.
In addition, many aspects of farming are inherently dangerous – working with livestock and heavy machinery with moving parts making agriculture the highest rate of fatal injury amongst the main industry sectors. There is now a significantly higher focus on Health & Safety in the Agri Sector and protecting the business is paramount.
Whilst not Agriculture specific the following case is still relevant – A Somerset pre-cast concrete products manufacturing company has been fined after a 43-year-old man was fatally injured when trapped by machinery.
Bath Magistrates’ Court heard how Jeffery Baulf, a maintenance fitter employed by CPM Group Limited, was carrying out maintenance work while the machine was not isolated. A conveyor started moving and Mr Baulf suffered fatal injuries when he got trapped.
An investigation by the Health and Safety Executive (HSE) into the incident, which occurred on the 3 October 2016, found the company had not implemented procedures to ensure machinery was isolated before starting maintenance work, the result was a 6 figure fine.
Public/Employers Liability policies will typically provide cover to defend policy holders against prosecutions under the H&S at Work Act. Rural Protect Policies will provide Legal Defence for disputes with regulators including SEPA, HSE, HMRC etc, it also provides an element of Cyber Liability/Pursuit cover. Designed exclusively for the Agri sector and is a Management Liability and Legal Expenses contract, talk to your broker if you haven’t already done so – the policy cover includes Fee for Intervention if HSE visit the premises, issue an enforcement notice and they will charge for their time.
To discuss how best to protect the business and any other pertinent matters we’ll be present at the Scottish Game Fair, Scone Palace 29th June – 1st July. If you are attending the event we welcome you to pop by our stand O16 for a chat with one of our Agricultural experts.