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Personal Accident Insurance

We understand that often as a business owner you think of the obvious covers such as liability and property and forget that you are the most important asset your company has as without you where would it be?  

We understand this and the importance of personal accident insurance. We appreciate that if you or a key member of staff suffered an injury as a result of an accident that it might be difficult for you financially.  

So here are some FAQ to help you understand a bit more about it. 


What is Personal Accident?

Personal accident pays compensation for accidental death and injury sustained to you or those you elect to insure in the event that you or they are unable to work.

Cover can be selected for specific individuals or on a group policy and can provide cover up to 24 hours.

What does Personal accident cover?

Personal accident provides your business with financial compensation usually in a lump sum or weekly pay outs to help offset any loss of income in the event of an injury or death to you or an employee as a result of an accident.

Do I need personal accident cover?

Whilst there is no requirement to have personal accident cover you may wish to consider the following:

  • Would you struggle financially if you or a key employee where unable to work due to an injury?
  • Would you still have business commitments to meet even if you or a key employee couldn’t work due to an injury?
  • Could you afford to pay for someone else to carry out these duties?

How can Businessinsure by Jelf Clark Thomson help?

We pride ourselves on delivering an individual and personalised service so whatever your trade our team will have a solution for you.

As the largest community insurance brokers in the country we are likely to have some of our dedicated staff nearby, alternatively call 0330 055 3444 or request a call back and let us do the hard work to make it easy for you.

We can arrange cover for:

  • Contract works
  • Tools, own plant or hired in plant
  • Professional indemnity
  • Personal accident
Call us on 0800 84 94 240 or